SAVINGS

If your business depends on one person, it needs a backup plan

Keyman insurance protects your business from financial loss if a key employee, partner, or founder is suddenly unavailable.

₹25L - 5Cr cover

Business expense deductible

Protects revenue continuity

Talk to Nirav Shah

🏅 MDRT USA MEMBER

✔ IRDAI Registered

👨‍👩‍👧 1150+ Families

What if the person your business can't run without is suddenly gone?

🎓

30-60% Drop

in business revenue without the key person

♡

Critical Links

client relationships are often non-transferable

⚠

Loan Liability

bank loan guarantees may be called in immediately

How Keyman Insurance Works

Assess

We evaluate keyman value based on profit contribution and employee salary

Design

contribution and employee salary. 2 Design We structure the policy with the business entity as proposer and beneficiary.

Protect

Your business liabilities and revenue flows are secured on death.

Common Questions About Keyman Insurance

Who is a keyman in a business?

A keyman is an employee or director whose exit or demise would cause significant financial loss to the business.

Can partnersship firms buy keyman insurance?

Yes, partnership firms can buy Keyman insurance to protect partners who hold critical client relations

Is Keyman insurancepremium tax deductible?

Yes, premiums paid by the business are treated as business expenses and are tax-deductible under Section 37(1).

Who receives the claim amout on death

The company (proposer) receives the claim amount to compensate for financial losses and key recruitment costs.

what happens if the key employee leves?

The company can either stop paying premiums, surrender the policy, or transfer it to the employee

★★★★★

“Keyman insurance secured our partnership.Nirav sir made the corporate documentation very clean.”

K.M

Kalpit Mheta

Protect Your Business Today

31 years of trusted advisory. One conversation is all it takes.

📱 WhatsApp Nirav Shah 📞 Call Now : +91 7820000444

•M.D.R.T USA MEMBER

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